FailFee

The habit builder that actually holds you accountable.

Membership unlocks the app. Real stakes on short deadlines keep you honest — a $5–$100 Stripe hold, then a photo. Follow through and the money stays yours. Flake, and it becomes the fee.

  • Monthly or yearly membership
  • $5–$100 Stripe hold
  • Photo proof
$5–$100
You pick the stake
Photo proof
No honor system
5d 12h
Hard deadline
Pass or pay
Two endings. No third.

How it works

01 / 05

Name one thing you actually want

Write it so a stranger could tell if you did it. Vague goals fail. Specific ones get done.

02 / 05

Put money on missing it

Authorize $5–$100 on the card. Stripe holds it. Nothing is charged yet — but flaking now has a price.

03 / 05

Lock a deadline you cannot snooze

Once the hold clears, the contract is live. Max 5 days 12 hours. No renegotiating at 5:59.

04 / 05

Prove it. A photo, not a checkbox

Upload a photo that matches the evidence you described. No honor system. If you cannot show it, it did not happen.

05 / 05

Keep the money — or fund the fee

Pass review and the hold is released. Miss the deadline or fail the check and the stake is captured. Two endings. No third.

Toward the goalAway from the loss

Want

Morning run at the trail

A future you chose.

Don't want

$25 captured

A fee you refuse to fund.

Contract locked

Deadline: 5 days 12 hours

Both engines share one clock. No renegotiating.

Evidence

Photo at the trailhead

If you cannot show it, it did not happen.

Pass

Keep the $25

Hold released.

Fail

Pay the fee

Stake captured.

Pricing

Membership is required. Then you stake.

FailFee is not free to use. A monthly or yearly membership unlocks the app. After that, each contract is a separate $5–$100 hold — released if you follow through, captured if you miss.

Monthly

€9 / month

Unlocks the app. Cancel or switch anytime from billing.

Start membership

$5–$100

Per contract, on top of membership. You set the number. Nothing is captured unless you miss.

01 / 03

Authorize $5–$100

Stripe places a manual-capture hold on your card. Nothing is charged yet — it is an authorization, not a payment.

02 / 03

Prove it

Upload a photo that matches the evidence you described. No checkbox. No honor system.

03 / 03

Release or capture

Pass review and the hold is released. Miss the deadline or fail the check and the stake is captured. Two outcomes. No third.

Membership is required to use FailFee. Then stake $5–$100 per contract. Deadline at most 5 days 12 hours. No cancel after authorize. Holds run on Stripe.

The goal

A win you can see

One commitment. One deadline. One picture that would prove it. Start there — not with a 90-day streak.

The cost

A fee you refuse to pay

Wanting it is not enough. FailFee adds the part habit apps skip: a real economic downside if you flake.

The check

Proof that cannot lie

Vision AI scores the photo against your contract. Ambiguous cases can go to a human. If you cannot show it, it does not count.

Why it works

Willpower is cute. A hold on your card is not.

Habit trackers sell the carrot and hope you stay hungry. FailFee puts a cost on flaking — then demands a photograph so you cannot fake the win.

Examples

One photo. Here are five contracts that work.

Vague goals fail review. Name an outcome a stranger could verify, attach a stake you refuse to pay, and take the picture before the clock runs out.

Sleep$20 at risk

Wake before six

Be out of bed with a picture that proves the morning started.

Proof. Coffee next to a clock, or the sunrise — uploaded before 6:00.

Work$50 at risk

Finish the 2,000 words

A draft that exists by Thursday, not another night of promising you will start.

Proof. Photo of the document with the word count in frame.

Home$30 at risk

Clean your room

A made bed and a floor you can actually see.

Proof. Photo of the whole room after it's done.

Admin$15 at risk

Inbox to zero

Nothing unread lurking by Friday at five.

Proof. Photo of the empty inbox screen.

Triathlon$25 at risk

Sign up for the triathlon

A screenshot of the registration confirmation.

Proof. Screenshot of the registration confirmation.

Not another tracker

Habit apps hope you stay honest. FailFee does not.

Without FailFee

  • Another checkbox you will skip by Thursday
  • A streak that resets and a pep talk that does not
  • Hoping willpower shows up at 5:59
  • A tracker with reminders and no real cost if you skip

With FailFee

  • Membership that unlocks the builder, plus a $5–$100 Stripe hold on the line
  • A hard deadline of at most 5 days 12 hours
  • Photo proof — if you cannot show it, it did not happen
  • Pass and the hold is released. Miss and it is the fee

Habit trackers

A checkbox you grade yourself.

FailFee

A photo that has to match the contract.

Habit trackers

A subscription whether you show up or not.

FailFee

Membership to get in, then a $5–$100 stake you choose.

Habit trackers

Snooze, skip, or delete whenever it gets hard.

FailFee

No cancel once the hold is live.

FailFee vs. habit trackers →

Is this for you?

Straight talk before you put money on the line.

FailFee is for you if

  • You keep breaking the same short commitment
  • A checkbox has not been enough
  • You want a real cost on the other side of the deadline
  • You can prove it with a photo (or Strava) in under 5½ days

Skip it if

  • You want a 90-day plan with snooze buttons
  • You need to cancel after the hold is live
  • You want an honor system, not a photo

Put money on one commitment.

Pick the thing you keep postponing. Authorize a stake you do not want to pay. Show the photo. Keep the promise — because the alternative costs you.

Start membership

FAQ

Straight answers before you authorize a hold.

No cancel after authorize. Photo proof or pay. Membership to get in.

What is FailFee?

A habit builder with real accountability. Membership unlocks the app. Then you name a goal, authorize a $5–$100 Stripe hold, and submit photo proof before the deadline. Follow through and the hold is released. Miss it and we capture the stake.

Why does putting money at risk work?

Wanting the outcome is not always enough. A card hold you refuse to lose is a cost you can feel. FailFee makes that cost real — then checks a photo so you cannot fake it.

When do you charge my card?

We place a hold when you start. Nothing is captured yet. Pass review and the hold is released. Miss the deadline or fail review and the stake is captured.

Why is the deadline capped at 5½ days?

Card holds expire. 5 days 12 hours leaves a buffer so we can still release or capture the stake when the contract resolves.

What counts as proof?

A photo. No checkboxes, no honor system. You describe what the photo should show when you write the contract. If you cannot show it, it does not count.

How does the AI decide pass or fail?

Vision AI scores the photo against your contract. Staged shots and mismatches fail. Ambiguous cases can go to a human. High-confidence fails still cost you the stake.

What if I miss the deadline?

No photo by the deadline means the contract fails and the hold is captured. No extensions.

Can I cancel after I authorize the hold?

No. Once the hold is authorized, the contract is live. The only ways out are passing photo proof or paying the fee.

Is there a membership?

Yes — membership is required to use FailFee. Choose monthly or yearly. That is separate from the $5–$100 stake you authorize on each contract. Pass and the hold is released. Fail and that stake is captured. Cancel or switch plans anytime from the billing portal.